Fintech compliance is one of the most critical and expensive parts of building a regulated financial business.

KYC checks, AML screening, fraud prevention, identity verification, and onboarding workflows are often managed across multiple disconnected tools. Each system comes with its own pricing, dashboards, and operational complexity.

This creates a major challenge:

compliance becomes fragmented, expensive, and difficult to scale.

Validat solves this with a unified cloud-based subscription model powered by credits.

Instead of managing multiple vendors, businesses can run compliance workflows through one platform, one subscription, and one flexible credit system.

Even better, teams can start with free credits before committing to a paid plan.

What is Validat?

Validat is a cloud-based fintech compliance platform that helps businesses manage KYC, AML screening, fraud prevention, and onboarding workflows using a unified credit-based subscription model where 1 credit equals 1 compliance action.

It replaces fragmented compliance tools with a centralised system designed for regulated businesses.

👉 Explore pricing plans: https://www.validat.co.uk/pricing

What Problem Does Validat Solve?

Most fintech companies use multiple tools for compliance:

• one for KYC verification
• one for AML screening
• one for fraud detection
• one for onboarding workflows

This leads to:

• unpredictable costs
• fragmented systems
• slow onboarding
• limited compliance visibility
• scaling inefficiencies

Validat replaces this with one platform and one credit-based system.

How Validat’s Credit System Works

What is a Validat Credit?

A Validat Credit is a usage unit where 1 credit equals 1 compliance action, such as identity verification, business verification, fraud screening, or AML checks.

How it works:

1. Sign up for the platform
2. Receive free credits via Kickoff plan
3. Use credits for compliance actions (KYC, AML, fraud checks)
4. Monitor usage in a cloud dashboard
5. Scale by upgrading plans or adding credits

Why this model works:

• predictable compliance costs
• flexible usage across workflows
• scalable for growth
• simplified vendor management

Start Free with Validat Credits

Validat offers a Kickoff plan designed for testing and validation.

Kickoff Plan Includes:

• £0 per month
• 9 free Validat credits
• 3 credits per month for up to 3 months
• no credit card required
• access to platform dashboard
• audit trail visibility
• ability to onboard clients

This allows businesses to test real compliance workflows before committing.

Built for Modern Fintech Compliance

Validat is a cloud-based compliance and onboarding platform designed for regulated businesses.

KYC (Identity Verification)

Verify individuals during onboarding with structured identity checks and audit-ready workflows.

Business Verification

Validate company structures and onboarding data for B2B compliance processes.

AML Screening & Monitoring

Continuously monitor customers and transactions for regulatory risks.

Fraud Screening

Detect suspicious activity and reduce onboarding risk before activation.

Real-Time Alerts

Receive immediate notifications when compliance risks are detected.

Cloud-Based Platform Access

Validat is delivered as a cloud platform, enabling teams to:

• manage compliance workflows centrally
• access dashboards from anywhere
• track onboarding activity in real time
• scale using a unified credit system

Pricing Plans for Every Stage of Growth

Validat is designed for startups through to enterprise-scale organisations.

Kickoff – £0/month

Designed for testing and early validation.

Includes:

• platform access
• client onboarding
• dashboard and audit trail
• 9 total free credits
• no payment required

Launchpad – £99/month

Designed for early-stage fintechs and brokers.

Includes:

• individual KYC checks
• business verification
• core fraud screening
• API access

Accelerator – Coming Soon (£299/month)

Designed for scaling regulated businesses such as PSPs, EMIs, and crypto platforms.

Planned features include:

• AML monitoring
• transaction screening
• real-time alerts
• reporting dashboards
• everything in Launchpad

Hyperscale – Coming Soon (£799+/month)

Designed for enterprise and multi-entity organisations.

Planned features include:

• white-label environments
• advanced rules engine
• multi-entity management
• high-volume processing
• everything in Accelerator

Why Fintechs Prefer the Credit Model

Traditional compliance systems create friction through:

• long sales cycles
• annual contracts
• multiple integrations
• unclear pricing structures

Validat removes these barriers.

Teams can:

• start immediately
• test with free credits
• scale usage as needed
• upgrade without disruption

This makes it ideal for fintech startups and growing regulated businesses.

One Platform Instead of Multiple Tools

Most compliance stacks rely on multiple systems:

• KYC provider
• AML provider
• fraud detection tool
• reporting system
• onboarding APIs

Each adds cost and complexity.

Validat replaces this with:

One platform

One subscription

One credit system

Why Free Credits Matter

The Kickoff plan allows real-world testing using free credits.

This helps teams:

• validate onboarding flows
• test compliance processes
• understand credit consumption
• evaluate system fit

This reduces adoption risk and speeds up decision-making.

Frequently Asked Questions (FAQs)

What is Validat?

Validat is a cloud-based fintech compliance platform that manages KYC, AML screening, fraud prevention, and onboarding workflows using a unified credit system.

What is a Validat Credit?

A Validat Credit equals one compliance action such as identity verification, business verification, fraud screening, or AML checks.

Do I need a credit card to start?

No. You can start with the Kickoff plan and free credits without providing payment details.

Can I change plans later?

Yes. You can upgrade or adjust your subscription at any time.

What happens when I run out of credits?

You can upgrade your plan or purchase additional credits without interrupting operations.

Is Validat suitable for startups?

Yes. Validat is designed for startups, fintechs, and enterprise organisations at different stages of growth.

Does Validat replace multiple compliance tools?

Yes. It consolidates KYC, AML, fraud screening, onboarding, and reporting into one platform.

Where can I view pricing?

https://www.validat.co.uk/pricing

Final Thoughts

Fintech compliance should not be fragmented or unpredictable.

It should be structured, scalable, and easy to manage.

Validat delivers this through:

• a unified credit-based system
• cloud-based compliance infrastructure
• free credits to start
• scalable subscription plans
• centralized onboarding and risk management

Instead of managing multiple vendors, fintech teams can operate through one unified platform.

Start with free credits and explore Validat here:

👉 https://www.validat.co.uk/pricing